National Roofers Health and Welfare

The National Roofers Union and Employers Joint Health and Welfare Fund was formed subject to collective bargaining agreements by and between various local unions of the United Union of Roofers, Waterproofers, and Allied Workers and employers in the roofing industry. Due to economies of scale and a mobile workforce, the collective bargaining parties designed the Fund as a “multiemployer” Fund so that workers for the unionized employers in the industry could be covered by one health benefit program.

 

The Trustees of the National Roofers Union & Employers Joint Health & Welfare Fund hire Wilson-McShane Corporation to perform various functions associated with administration of the Fund. This includes processing medical claims, dental claims, vision claims, and disability income benefits as well as eligibility administration and employer contribution processing. The Plan also contracts with a variety of other Service Providers, such as Cigna.

Cigna is the Plan’s Medical Preferred Provider Organization (“PPO”). The Plan contracts with Cigna to utilize their network of providers and doctors. Using the Cigna network, the Plan receives significant discounts on incurred claims. CIGNA also provides utilization & disease management as well as a prescription drug program.